It is not difficult to get into NICMAR Pune. You have to generally appear for a written test followed by a personal interview. The personal interview rounds mainly have Technical and HR-related questions. There will be no GD round.
However, the competition for PGP ACM is quite high. If you are fresher with an engineering background and no work experience, then you should analyze these few points:
The average package offered by the companies at NICMAR Pune is around INR 6.5-7 LPA. With this information, you can also check the period of time it will take to pay back the whole loan along with the interest. The in-Hand packages received get lesser after cutting PF, Income tax, Professional Tax, Superannuation, gratuity, Cess, etc.